The National Association of Public Insurance Adjusters is the best place to locate a competent public adjuster. NAPIA can refer you to any state that has licensed public adjusters. The only type of adjuster that can represent an insured person in a property dispute is the Public Insurance Adjuster.
An experienced public adjuster can act as your advocate, helping you navigate the insurance maze and collect all the amounts due under your policy. If you also want to appoint a public adjuster then you can have a look at http://www.allcityadjusting.com/.
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Here are some warning signs you must consider before hiring a public adjuster:
1. They make big promises, but they don't always keep their word.
2. They charge outrageous fees. The average fee for a legit Public Insurance Adjuster is around 10%. It ranges from 5% to 12 %. There are some instances when public adjusters charge more for smaller claims, or when they are employed mid-way through a claim.
3. Run if you feel pressured to make a fast decision. Legitimate PAs know that the decision to have someone represent you to help you get your life and home back on track is crucial.
This is not something you should rush to make. This could be one of your most costly decisions. You should take your time to ensure that you are comfortable with the adjuster.
4. Make sure you check their website and address. Be wary if they don't have a business card. This could be a red flag if they only have a PO Box as their address.
5. Locally-based employees are often more desirable. A local PA will have a good understanding of the local housing market, rebuilding costs, and the best ways to maximize the community's resources.